Jim Grace, Travel InsuranceExpert – Travel Insurance Expert

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Kenn Joubert Embarks On New Marketing Push for Huguenot Trilogy

Langford, British Columbia (PRWEB) April 17, 2014

While the Crusades are a well-known religious conflict in history, the French Wars of Religion often arent. Author and history buff Kenn Joubert feels its time for a change and uses the French Wars of Religion as the setting for the first book in his new Huguenot trilogy, Escape to Freedom: Book One of the Huguenot Trilogy (published by Trafford Publishing).

Using real figures from the time period, Escape to Freedom tells the story of Pierre Jaubert, a young farmer and member of the Huguenots, or Protestants. Fearing the spread of Protestantism, the King of France sends a band of Dragoons to the countryside to put a stop to the Huguenots.

Fearing for his life and the safety of his family and friends, Pierre wounds a Dragoon captain. The captain, bleeding and wounded, vows his revenge on Pierre and his people.

Escape to Freedom marks the first entry in the Huguenot Trilogy, which follows Pierre on the run as an outlaw, hunted down by the captain he wounded and the captains Dragoon army. Pierre, never wanting to be a hero, finds himself in the company of an army of Huguenots, taking part in a rebellion that could save him and his people.

Escape to Freedom

By Kenn Joubert

Softcover | 6 x 9 in | 334 pages | ISBN 9781412071802

E-Book | ISBN 9781426940170

Available at Amazon and Barnes & Noble

About the Author

Kenn Joubert was born in South Africa in 1933. In 1955 he left home and hitchhiked around Europe, before traveling to Canada and getting married. With his wifes support he went to school and obtained his masters in educational psychology and graduated as a clinical psychologist. He completed his first novel in 1980 and pursued his love for writing ever since.

Trafford Publishing, an Author Solutions, Inc. author services imprint, was the first publisher in the world to offer an on-demand publishing service, and has led the independent publishing revolution since its establishment in 1995. Trafford was also one of the earliest publishers to utilize the Internet for selling books. More than 10,000 authors from over 120 countries have utilized Traffords experience for self publishing their books. For more information about Trafford Publishing, or to publish your book today, call 1-888-232-4444 or visit trafford.com.

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Comparison Shopping is the Best Way to get Cheap Car Insurance

Driving around city, watching TV, playing radio stations, flicking through publications, checking your e-mail – if you need to do these issues you will probably observe several ads for car insurance. A few of these ads will claim that you can get ridiculously inexpensive car insurance, and they make it seems quite attractive. Yet, motor insurance is much more than simply a bill that’s due every month.

When you go into a collision, or your auto is ruined in other manners, you can easily come face to face with thousands of bucks in repairs and doctor’s bills. Most folks do not have this type of cash laying around, and this is why insurance is important. There are lots of different types of auto insurance coverage, and usually you’ll be competent to choose an sum for each type. For example, one kind of automobile insurance coverage is liability insurance. When you pick liability insurance, you’ll be able to choose an sum such as $25,000, $50,000 or more. This implies that if you’re in a scenario covered by liability insurance, the insurance company will pay up to ,000 (or ,000) worth of harms.

Finding Affordable Car Insurance

Alas, more car insurance plan indicates a more expensive premium. There are a few things you can do – such as selecting just the needed coverage, picking a higher deductible, and avoiding extra advantages – to lower your costs. Yet, comparison-shopping is the greatest method to conserve money each month, for many reasons:

- Offers you an excellent notion concerning just what a high, low, and typical premium will probably be.

- The more estimates you locate the more companies you’re uncovered to.

- You may observe which insurers give the many discounts, and also the many that you are certified for.

- This means you’ve got more chances to obtain the best price.

The easiest approach to comparison shop is on-line. Here-you have access to 100s of car insurance firms. You only have to go to their websites and input your advice. You’ll be given a free, no obligation estimate that you can use to compare that automobile insurance company against others. The thing to consistently recall is to examine coverage first, and then cost, using a free estimates system e.g. http://compare-insurers.com. You may find a policy for a month and one for 0, but the policy does not actually cover much at all, meaning the 0 policy is the best price.

In case you have questions over which form of insurance you must choose, feel free to phone an broker straight.

Car Insurance for Teenaged Drivers Doesn’t Need to be Expensive

If you are youthful, among the most thrilling things to look ahead to is the evening you get your driver’s licence. Their thoughts are thinking about the places they will go and buddies they will see, but as a parent, your mind is probably thinking about the dangers and disbursement of having a teenaged driver.

Regrettably, teenagers are statistically the most likely age-group to find yourself in an accident. This is only because they have less experience on the road, less whim control, more of a feeling that it “can not happen to them’, more distractions, and they occasionally do not make the greatest decisions. Due to this, insurance agencies charge teenaged motorists the most when it comes to vehicle insurance. Insurance agencies need to make money just like any other business and when a motorist makes a claim, they lose money. Thus they need to bill risky motorists more for insurance to cover the higher likelihood that they will be paying claims.

Reduction Car Insurance for Teenagers

Although a teenaged driver may surely include another expense to your own monthly budget, and their policy contract will probably constantly be higher than an grownups, there are still a few things you can do to create down these costs. So proceed through this listing supplied as a cortesy from our associate http://examine-insurers.com

- Reductions – there are a myriad of reductions readily available for teen aged drivers like good student, low mileage, motorist’s training class discount, being apart at college with no car, multi-automobile, and multi-coverage reductions amongst the others.

- Kind of car – purchasing a sensible, reliable, secure vehicle to your adolescent can save you money. If you’re able to, upgrade the auto with the latest safety and security attributes.

- Comparison shop – shop on line and locate as numerous automobile insurance quotes as possible. This provides you the finest chance at locating a good deal and optimizing your price reductions.

Even though automobile insurance for adolescents is expensive and your young kid getting the wheel may be anxiety-provoking, fortunately it gets better over period. Tips from Compare-Insurers.com

Operation Smile New York Smile Event Thursday, May 1, 2014

Operation Smile Global Headquarters – Virginia Beach, VA (PRWEB) April 11, 2014

Operation Smile, the worlds largest medical charity of its kind providing free cleft surgery and care, will hold its 12th annual Smile Event in New York City on Thursday, May 1 at Cipriani Wall Street.

The evening honors Lisa and Mat Lori, along with Kathy Van Zeeland and her husband, Bruce Makowsky, with the Founders Circle Award. The two families are being recognized for their dedication and contribution to the work of healing smiles worldwide. Together the Lori and Makowsky families have raised nearly $ 1 million for Operation Smile.

The Smile Event will also honor actor Sharif Atkins with the Universal Smile Award for his work as an official Smile Ambassador. The Corporate Humanitarian Award will be presented to Microsoft Corporation for their continued generosity and donations. NBC NEWS Natalie Morales will serve as Master of Ceremonies for the evening, and Michael Strahan will make a special appearance. The Smile Event will highlight the Operation Smiles work in Latin America with a Latin American theme for the evening.

“It is an honor and privilege for us to be accepting this award, said Lisa Lori. We are proud to share this with our dear friends, Kathy Van Zeeland and Bruce Makowsky, and to continue to support the incredible work of Operation Smile throughout the world.”

The Loris, Mrs. Van Zeeland and Mr. Makowsky have helped Operation Smile share the joy of a simple smile through their many fundraisers and initiatives. Most notably, they launched an extraordinary project called, The Three Little Bears, named after the Loris three sons, Zachary, Luke and Griffin, who were all born with facial paralysis. The Three Little Bears initiative was developed, designed and co-created by childhood friends, Lisa Lori, a writer, and Kathy Van Zeeland, a handbag designer.

Operation Smile is an outstanding organization and we couldnt be more proud to be a part of their family. said Kathy Van Zeeland.

The Three Little Bears initiative allows for a commemorative and cuddly teddy bear to be given to comfort children worldwide before they go into surgery. The honorees, and the Loris eldest son, Zachary, traveled to Panama last year to witness, first hand, the work of Operation Smile. The experience solidified their commitment to change the lives of children globally. Mr. Lori is a Managing Director and Partner with New Mountain Capital. Mr. Makowsky is a real estate developer, designer and entrepreneur.

Sharif Atkins will be the recipient of this years Universal Smile Award. Since 2011, Mr. Atkins has been a Smile Ambassador strongly supporting the organization’s global efforts. He has raised over $ 10,000 to heal smiles through Crowdrise and more than $ 5,000 through another fundraiser during National Smile Month in 2012, which helped provide life-changing surgery for 20 children. He also volunteered on a mission in Ecuador in 2013. Mr. Atkins is currently starring in USA Networks series White Collar.

Microsoft Corporation will receive the Corporate Humanitarian Award. Microsofts continued generosity has launched Operation Smile to become a truly 21st century organization. Leveraging resources and partnerships, Microsoft has facilitated donations of more than $ 1 million in technology, in addition to invaluable time and commitment from its team to further enhance Operation Smiles mission.

Microsoft has become our partner in the true essence of the word. They got involved in the cause, looked at our needs and offered solutions that empower us to become a better organization, said Ruben Ayala, Operation Smile Senior Vice President of Medical Affairs.

Proceeds from the evening will support children and surgeries in Latin America and around the world.

About Operation Smile (http://www.operationsmile.org)

Operation Smile, headquartered in Virginia Beach, Virginia, is an international childrens medical charity that works in more than 60 countries, whose network of more than 5,400 medical volunteers from over 80 countries is dedicated to helping improve the health and lives of children. Since its founding in 1982, Operation Smile has provided more than 200,000 free surgeries for children and young adults born with cleft lip, cleft palate and other facial deformities. To build long-term self-sufficiency in resource poor environments, Operation Smile trains doctors and local medical professionals in its partner countries so they are empowered to treat their local communities. Operation Smile also donates medical equipment, supplies and provides year-round medical treatment through its worldwide centers.

For updates on Operation Smiles global efforts, visit http://www.operationsmile.org, http://www.twitter.com/operationsmile, and http://www.facebook.com/operationsmile.


Sabrina Zimring, Operation Smile sabrina.zimring(at)operationsmile(dot)org / 757-321-3229

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Tips for How to Get the Most Out of Your Vacation to Manuel Antonio, Costa Rica, in 2014

(PRWEB) March 31, 2014

As Manuel Antonio, Costa Rica, is gradually discovered as one of the worlds most beautiful beach destinations, finding good, affordable accommodations is becoming more and more challenging. Hotel prices, coupled with the expenditures on tours and restaurants, can make for an expensive vacation. Add a rental car into the mix and suddenly the cost can become prohibitive for many families.

But travelers dont have to sacrifice comfort, amenities or even luxury to visit Manuel Antonio. The difference of several hundredor thousanddollars is a matter of a few, sensible tips:

Hotel VS. Vacation Rental:

These days, travelers have to make a choice before arrivingeither stay at a hotel, or rent out a private villa or condo. Some prefer the relative ease of staying at a hotel, while others prefer the amenities and privacy of a rental home. Most rental properties have at least 2 bedrooms, and also a minimum stay policy, which changes depending on the season. For peak dates, many rentals have a 7-night minimum rental policy, however for the off-season, this is often reduced to 3 nights.

TIP: If more than 2 bedrooms are needed and at least 3 nightsa vacation rental property will almost always be less expensive than a commensurate hotel. If just 1 bedroom is neededor for just 1-2 nights–a hotel might be the only option.

To Eat Out or Not to Eat Out:

When staying at a hotel, eating in isnt really an option. However, with a vacation rental property with a kitchen, the daily question becomes whether to eat in or eat out. One of the greatest costs for families and groups traveling is the cost of dining out. While there is a great selection of fine restaurants in Manuel Antonio, taking the family out every morning, afternoon and evening can add up quickly. Howevershopping at the local market and cooking up dinner in the comfort of ones own rental property dramatically reduced the expenditures on food.

TIP: Make an experience out of shopping for groceries at the local market, and prepare breakfast and dinner at the rental property. Most of the local tours include a mealmost often lunch. Save one special dinner for a restaurant, some time near the end of the trip.

Tours & Activities:

There are more fun tours and activities in Manuel Antonio than anyone can hope to do in a single trip. With a family or group of friends, tours can also add up quickly: The typical 4-hour tour in Manuel Antonio costs around $ 75 per person.

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Top 5 auto insurance myths

Automobile insurance is a cause for all urban myths and misconceptions among clients. Learn the truth behind the five most common car insurance misconceptions and why it’s truly thus.

Auto insurance may be a rather catchy subject for folks who do not seem deep in the workings of the business. Nonetheless, veteran automobile proprietors too can discover auto insurance intricate and hard to know. For this reason there are various misconceptions surrounding this branch of the insurance market several individuals tend to consider. Yet, as with all things myths about auto insurance might lead to extra costs and also the insurance companies working your ignorance. Surely, we-don’t desire it to take place. So here are five of the very most typical car insurance myths you shouldn’t consider:

The car’s paintjob really matters

This is unquestionably one of the oldest misconceptions surrounding motor vehicle insurance. Individuals believe that when a car is painted red it gets higher rates since it appears aggressive and risky. But in truth it doesn’t matter what color your automobile comes in – it might be simply any shade from rainbow or blend of colors. What really matters is its type, engine volume, leading rate, fix price, market value, liability damage, theft rates and so on. So if you have a gold Dodge Viper it’ll nevertheless run you more to guarantee compared to the most vivid red Ford Social.

Mature drivers pay more

Many individuals assume that motorists over the age of 55 trigger more accidents due to decreasing wellness and this is partly right. But most insurance providers supply incentives to mature auto proprietors, especially to those that undertake special mature driving courses. Such courses are available from coast to coast and offer an excellent opportunity for refreshing driving abilities for old motorists. Oftentimes folks who finish such classes receive premiums which are lower than those agreed to younger auto owners. So that it makes sense to inquire with you insurance provider where to enrol and how to get the discount.

Using the automobile for business is covered

A lot of self-employed youthful drivers assume that their autos are included in the organization insurance of the firm they work for. For instance, in the event you are producing independent deliveries utilizing your own personal car to get a full-fledged business it is your personal insurance policy which is activated in the event of a collision. Plus it’s very likely your claim will probably be rejected if the insurance company finds out which you’ve been utilizing the automobile for business functions. If Your car is used within a legitimate business it must be insured under the company navy policy as a way to get the statements negotiate accordingly.

Military employees pay more

Quite the opposite. Employees of the military regardless of the division are susceptible to significant reductions from most insurers. All you need to do is always to provide a file verifying your rank and duration of service. Some auto insurance companies also offer reductions to former military employees and members of their families in an effort to pay regard to military ex-servicemen. Assess this characteristic along with your local insurance company on cheapinsured.net

Cheap Car Insurance Quotes: Can Apple Make It Safer to Use Your Phone in the Car?

Together with the introduction of Apple’s CarPlay, the firm promises to change the way you have your entertainment program. It also ought to make it safer to relish your I-phone in your automobile.

The machine attaches to Siri about the I-phone allowing users to make telephone calls, pay attention to their voicemails, and even respond to text messages all while driving. They may also utilize Apple Routes to get guidelines. They’ll be in a position to use Spotify to enjoy their favorite music. The first vehicles to see this new attribute may be Ferrari, Volvo, and Mercedes-Benz. Additional manufacturers will get the product in the near future.

Yahoo Strategies

Apple is not the just one trying to include smart phones to vehicles. Yahoo has also announced a relationship with a few big brands:





The objective will be to allow drivers to work with their cellphones with minimal diversion with their driving. However, not everyone is onboard with the notion behind hands-free cell telephone use. Their perspective is the fact that also utilizing a handsfree device demands a person to multiple-task, which can nevertheless distract from driving. They may be unable to identify to dangers and respond promptly to sudden occurrences.

Cognitive Distraction

The term for this particular issue is called mental diversion, which basically indicates your attention is not dedicated to driving. It is the third sort of diversion for drivers. Another two are visible diversion or mechanical distraction.

The issue is that because individuals believe that handsfree is safer, there will soon be more of these utilizing this engineering in the future. So, does that mean that apparatuses making it better to utilize your phone in the vehicle will really make it more hazardous to drive? We can only wait and see, but you can be certainly that affordable auto insurance quotes will become more challenging to get if the accident fee raises. For today they’re nevertheless simple to get with http://tobeinsured.net.

The problem with mental distraction is that it is more challenging to understand. Lots of people talk about multitasking but according to studies it’s more about changing endeavors. One job remains the main task while another one fades into the background. The motorists begin to get tunnel vision; they only see straight-ahead and lose the prospective risks on the border of the peripheral eyesight. This causes more injuries, which then makes it harder for those drivers to discover low-priced auto insurance estimates.

A evaluation was completed a few years past on areas using both handheld mobiles and hands free devices and no difference was discovered. Both conditions meant slower reaction times for the people. Actually, speaking on a cell phone is slightly less dangerous than reading while driving.

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